Effective from November 11, 2014.

1. Introduction
We recognize the importance of protecting the privacy of the personally identifiable information you provide to us in connection with your use of the websites, services, products, promotions, mobile applications, and software applications owned, managed or provided to you by us or on behalf of us (collectively, the “Sites“). We may provide some of these services, products, and promotions through the websites, mobile applications, or software applications of our clients, advertisers, service providers and other affiliates (collectively “Affiliates”).
SavingSecrets.com created this privacy policy (“Privacy Policy”) to help you understand what information we collect (whether personally identifiable or not), how we collect it, how we use it, how we share it, how we protect it, and how you can control it.
Our Sites may also include links to third-party websites, products and services. This Privacy Policy only applies to our collection and use of your information within our Sites. Any linked websites, products and services of third parties, and their collection and use of your information, are governed by the privacy policies of the respective third parties. We encourage you to learn about the privacy practices of those third parties.

2. Updates
We will continue to update this Privacy Policy if we change our procedures for handling relevant information, and we will indicate the date when the Privacy Policy was last updated. If we make any material changes, we will provide notice on the Sites prior to the change becoming effective. Our most recent Privacy Policy will continue to be available to you on our website.

3. What Information Do We Collect?
(a) Information You Provide
If you choose to participate in certain activities offered on the Sites (such as surveys and grocery list building and sharing, registering an account or payment card, or posting user-generated content), we may ask you to provide us with what is generally called “personally identifiable” information (such as your name, email address, postal mailing address, telephone number, payment card information). In addition, you may have the option of providing us with certain demographic information about yourself or your household (such as age, gender, household income, interests, zip code, and state).
There may be other occasions not specifically identified in this Privacy Policy when we may ask you to provide us with personally identifiable information. However, it will always be your decision whether to provide us with your personally identifiable information. In some cases, if you decline to share such information with us, then we may not be able to provide you with certain services.
From time to time, we may sponsor sweepstakes, contests, other promotions or surveys. Personally identifiable information may be required as a condition of participation for purposes of verifying entrants’ identities, notifying winners and fulfilling prizes. We will not use or disclose any such information beyond the particular sweepstakes, contest, or other promotion in which you are participating unless we receive your consent to do so. If we engage a third party to assist us in administering a promotion or fulfilling prizes, this information will be disclosed to that third party.
All comments or materials submitted by you to SavingSecrets through the Sites, including without limitation, feedback, testimonials, images, reviews, questions, comments, ideas, or suggestions (collectively, “Feedback”) shall be received and treated by SavingSecrets in accordance with our Terms of Use.
(b) Information We Collect As You Access and Use Our Services
When you use the Sites, open one of our emails, or interact with our products, promotions, and services on our Affiliates’ sites, we may use technology (including web beacons and cookies, pixel tags, unique device IDs, user IDs, and log files) to automatically collect information including:
Account activity (such as requesting, printing, and saving to an account or a linked payment card);
Application activity (such as searches performed and features accessed);
Web browser type and other device attributes;
The website that referred you;
The web pages you viewed;
Your IP address;
The advertisements you viewed and clicked;
The dates and times that you visited or used the Sites;
Location information; and
Advertising identifier associated with your mobile device.

Cookies. When you visit a Site, we may store one or more cookies or other similar information (i.e., a string of alphanumeric characters or small text file that includes information regarding a coupon that you identified, data for a recipe or menu item that you selected, or other information that relates to your use of our Sites) on your device. We use both session cookies and persistent cookies. A persistent cookie remains after you close your browser and may be used by your browser on subsequent visits to the Sites. These persistent cookies can be removed, but each web browser is a little different. Please review your browser’s Help menu to learn how to modify your cookies setup and how to manage your cookies. Our Sites may also use web beacons (also known as clear gifs or pixel tags), which are tiny graphics with a unique identifier that are placed in the code of a webpage.

Log files. As is true of most web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We may use this information, alone or in combination with other information, to manage and operate our products and services, to offer you more personalized content and advertising, and for the other purposes described in Section 4 below.

Analytics. We may use tracking and analytics tools to better understand who is using our Sites and how they are using them. These tools may use cookies and page tags to collect information such as time of visit, pages visited, time spent on each page of the website, IP address, and type of operating system used. One of the analytics tools we may use is Google Analytics. You can learn how to opt-out of Google Analytics tracking software at this website: http://tools.google.com/dlpage/gaoptout.

(c) Information You Provide About a Third Party
If you choose to use our referral service to tell someone else about our Sites, we will ask you for that person’s name and email address. We will use the information you provide to automatically send to that person an email inviting him or her to the Sites you recommended. We do not share this email with any third party. They may contact us at contact@savingsecrets.com to request that we remove this information from our database.

4. How We Use Your Information
We may use information that we collect from your use of the Sites, any information you provide when you register with us, and information provided to us by third parties as follows:
Operate, maintain, deliver, and communicate with you about the coupons, advertisements, content, and promotional offerings found on and off our Sites;
Process and record coupon requesting and redemption activity;
Manage and store shopping lists;
Monitor the effectiveness of marketing campaigns;
Aggregate usage metrics (such as total number of visitors to the Sites and pages viewed, application usage and downloads, and interaction with advertisements);
Understand usage trends and preferences;
Improve the way the Sites work and look;
Improve our marketing and promotional efforts;
Provide you with a personalized experience on and off the Sites (such as recognizing your system so that you will not have to re-enter information during your current or future visit to the Sites) by using information internally;
Provide you with custom, personalized coupon promotions and advertisements on and off our Sites;
Create new features and functionality;
Anonymize and aggregate information for different purposes, such as website traffic flow analysis, market analysis, and to deliver relevant advertising and information, e.g., based on click stream data;
For non-marketing or administrative purposes (such as customer service purposes);
Combine information you provide or we obtain through use of the Sites with other information, including information obtained from third parties;
Share information as described in this Privacy Policy; and
Use the device information to provide targeted ads to you based on your use of the Sites (e.g., based on your printing and redemption activity).
We retain all information we collect about you for the period necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

5. When We Share Information
We may work with Affiliates and other companies to operate, maintain, deliver, and communicate with you about the coupons, advertisements, content, and promotional offerings found on and off our Sites, including to provide personalized coupons, advertisements and other content. In such circumstances, those companies will have access to the information needed to provide the applicable service, but they will not be permitted to use the information for any other purpose. For example, we may need to transmit personally identifiable information to a payment processor or other service provider in connection with your use of one of our services. As another example, we share a unique identifier with Affiliates and partners to enable your use of products and services obtained through our Sites.
In addition, we may share information as described below.
(a) Personally Identifiable Information
We may share personally identifiable information with our Affiliates or other third-parties with your consent or as part of a specific program or feature in which you have chosen to participate, in which case we authorize those Affiliates or third parties to use your personally identifiable information in connection with the specific program or feature. For example, we offer coupons on our Sites that require you to fill out an advertiser survey in order to receive the coupon. If you choose to participate in the survey, then we will share the information you provide with the advertiser who provided the survey. As another example, you may be given the option to register with the website of one of our Affiliates, or sign up for an Affiliate’s newsletter. If we manage the website for the Affiliate and you choose to register or sign up with that Affiliate, then we will share the information you provide with that Affiliate. In addition, we may use your personally identifiable information for the purpose of obtaining associated non-personally identifiable information from third parties, but we do not permit those third parties to use your personally identifiable information for any purpose other than providing us with associated non-personally identifiable information, including cookies.
(b) Non-Personally Identifiable Information
We may share non-personally identifiable information (such as age, gender, household income, interests, zip code, state, coupon activation and redemption data, purchase data and other automatically collected information that does not personally identify you) with our Affiliates and third parties for marketing and promotional use. An Affiliate or third party may match the non-personally identifiable information we provide with personally or non-personally identifiable information you have previously provided to that party, or other information that party has obtained. For instance, if you have signed up for an account from one of our Affiliates, such as a grocery retailer, and request that our coupon be saved to that account, we will provide the Affiliate with the coupon and other information necessary to fulfill your request. The Affiliate may then match the information with your account which may contain your personally identifiable information.
In addition, we may aggregate non-personally identifiable information and share such aggregated information with our Affiliates and third parties; we may also share such aggregated information publicly to provide information about general use of our services. We may also share such non-personally identifiable information with our Affiliates when you interact with our promotional content on their websites.

(c) Exceptions
We may share information about you if required to do so by law or in the good-faith belief that such action is necessary to comply with local, state, or federal laws or to respond to a court order, judicial or other governmental subpoena or warrant, or in the event of bankruptcy proceedings. We also reserve the right to share information that we believe, in good faith, is appropriate or necessary to take precautions against liability, protect us or our Affiliates from fraudulent, abusive, or unlawful uses, investigate and defend ourselves against any third-party claims or allegations, assist government enforcement agencies, protect the security or integrity of the Sites, and to protect our rights, property, or safety and those of our Affiliates and others.
(d) Assignment
In the event that we are acquired by or merged with a third-party entity, we reserve the right, in any of these circumstances, to transfer or assign the information we have collected from you as part of such merger, acquisition, sale, or other change of control. You will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personally identifiable information, as well as any choices you may have regarding your personally identifiable information.

6. Your Choices
If you registered a SavingSecrets.com account with us, you may modify, correct, or delete your personally identifiable information and preferences at any time by logging into your SavingSecrets.com account or by contacting us at contact@savingsecrets.com. We will respond to you within 30 days from the date you contact us. If there is personally identifiable information that you or us cannot fully delete upon your request, we would be happy to discuss with you and explore available options.
You can opt-out of email alerts and other emails by following the instructions included in our emails to you, or by contacting us at contact@savingsecrets.com. In addition, you can change your preferences for certain SavingSecrets.com emails in your SavingSecrets.com account.
California Do Not Track Disclosure: Because at this time, there is no general agreement on how companies should interpret Do Not Track signals, we do not currently respond to Do Not Track signals, whether a signal is received on a computer or on a mobile device.

7. Registration via Facebook and Other Third Party Accounts
You may be given the opportunity to register with us via third party accounts such as Facebook, Google+, and Twitter. We may collect and store the information you provide us through Facebook and other such accounts (including personally identifiable information) with any other registration information you provide us. Disabling your Facebook or other such account may not terminate your account with us.

8. Community Forum/Blogs; User Generated Content
We may ourselves manage and operate a blog, discussion board or other public forum, or otherwise permit registered users to post comments, photos, video and other user-generated content to areas within the Sites (collectively, “Community Forum”), or use a third party hosted and managed site, for general matters of interest regarding our coupons and Sites or special programs we offer. The use of any Community Forum feature (such as posting user -generated content) on our Sites is subject to our Terms of Use , and the use of a Community Forum on a third party site will be subject to that third-party site’s forum rules.
If you choose to post user-generated content, your name and any photo submitted in the registration process will be publicly displayed as your SavingSecrets account profile, along with your user-generated content (or derivative works thereof); your SavingSecrets profile may also link to your public profile from a third party account if you registered with us through Facebook or other such service. Please take special note that your SavingSecrets profile and any user-generated content that you post, including any personally identifiable information, are intended for public consumption, will be publicly accessible and will not be considered confidential. We may display this information on our Sites, share it with Affiliates, and further distribute it through third party sites and services. Our users may share this information as well. This Privacy Policy does not apply to the user-generated content and personally identifiable information you post to a Community Forum, and we are not responsible for any use of information you post to a Community Forum, whether hosted by us or an Affiliate.
To request removal of your personally identifiable information from our Community Forums, please contact us at contact@savingsecrets.com. In some cases, we may not be able to remove your personally identifiable information, in which case we will let you know if we are unable to do so and why.

9. Our Commitment to Data Security
The Sites may use various physical, electronic, and administrative procedures to safeguard the confidentiality of your personally identifiable information. However, as no security measures are perfect or impenetrable, we cannot guarantee the security of any information you transmit to us.

10. Our Commitment To Children’s Privacy
Protecting the privacy of young children is especially important. For that reason, we do not knowingly collect or maintain information from persons under 13 years of age, and no part of our Sites is structured to attract anyone under 13. If you are under 13 years of age, then please do not use or access the Sites at any time or in any manner. If we learn that personally identifiable information of persons under 13 years of age has been collected on the Sites, then we will take the appropriate steps to delete this information.

11. Social Media Widgets
Our Sites may include social media features, such as widgets provided by Facebook, Twitter, Google and Pinterest, or interactive mini-programs that run on our Sites. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Site. Your interactions with these features are governed by the privacy policy of the company providing it.

12. Contact Information
If you have questions or concerns regarding this Privacy Policy that are not addressed here, we encourage you to contact us via email at contact@savingsecrets.com,

13. Special Note to International Users
The Sites are hosted in the United States and are intended for and directed to users in the U.S. If you are a consumer accessing the Sites from the European Union, Asia, or any other region with laws or regulations governing personal data collection, use, and disclosure that differ from U.S. laws, please be advised that through your continued use of the Sites, which are governed by U.S. law and this Privacy Policy, you are transferring your personally identifiable information to the U.S., and you consent to that transfer.

14. U.S.–EU Safe Harbor
SavingSecrets.com complies with the U.S. – E.U. Safe Harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal data from European Union member countries.