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Below you will find a sample issue of our Money Saving Tips newsletter.   Our Money Saving Tips newsletter is an email publication delivered once a month to over 15,000+ opt-in subscribers.   After inspecting this sample issue, if YOU would like to join our family of money savers, simply click on this link:   * * http://www.SavingSecrets.com/newsletter.html * *     --- SAMPLE NEWSLETTER   =======++=========++=========++=========++== M O N E Y S A V I N G T I P S ===++=======++=========++=========++======== Volume VI, Issue IX --- December 1, 2006   -- brought to you by: http://www.SavingSecrets.com --   Hello [name] - This issue includes . . . .     #1. ** HOLIDAY ARTICLE ** - "Holiday Gift Giving Ideas" http://www.savingsecrets.com/article_holidaysave.html   #2. SERIES - "Eight Steps To Tackle The Money-Saving Process" Part 7: The Three R's - Review, Revise, Retry   #3. NEW ARTICLE - "Establish Money-Saving Goals For Added Success" http://www.savingsecrets.com/article_moneygoals.html     ======================================= #1.** HOLIDAY ARTICLE ** "Holiday Gift Giving Ideas!" by Gregory Thomas of http://www.SavingSecrets.com =======================================   It's that time of year again, time for traveling, decorating, holiday parties, family, friends, relatives and of course. . . . shopping.   How many of you simply whip out the credit card and start charging every gift you can find, only to dread the day when your statement arrives in the mail?   Or are you one of the few that save a little every month just to cover the holiday expenses when they come around?   Before you spend your money on the latest over priced, trendy gadgets why not take the time and really think about a gift with special meaning. Something that will remind that person just how much they mean to you.   YOUR HOLIDAY LETTER ~~~~~~~~~~~~~~~~~~~   Sending a yearly "wrap-up" letter to your family, friends and relatives is a great way to save time and money. Instead of buying expensive Hallmark cards and writing individual letters to everyone on your list, design your own holiday letter.   When writing a "wrap-up" letter, remember this is the perfect time to inform friends and relatives what's been happening in your family's life over the past year. Even if something important happened in your life back in February or March, some of your acquaintances might not have heard about it, so let them know.   After writing a rough draft, use your computer (or a friends) to help produce an attractive letter. You'll find that programs such as Microsoft Publisher walk you through step by step so you will have a beautifully designed letter in an hour or two.   SIMPLE GIFT IDEAS ~~~~~~~~~~~~~~~   Sit down and take the time to think about what each person on your list would like to receive. Of course everyone would love to get tickets for a seven day Caribbean cruise, but very few of us can afford to spend that kind of money on a present.   Here are a few ideas to get you thinking of all the possible gifts that can be easily put together without the need to spend much money.   Know of anyone entering college? Put together a "care package". Fill it with all the basic necessities a college student might need (or want). Cookies, snacks, toiletries, wool socks, a new college student "manual", etc... Anything you think a young 18-21 year old student could use while away at school.   Do one of your relatives work in an office?- Put together an "office pack". The key is in the presentation.Find a suitable container and pack it with office supplies, personalized pens or coffee mugs, magazines, far side calendar, crossword puzzle book, etc.   CREATE A BASKET ~~~~~~~~~~~~~~~   Have you seen the decorative basket assortments that are sold around the holidays? You'll generally find them in malls from such chains as Hickory Farms or Sees Candies. Why pay $30-$50 for a basket of "goodies" that probably only costs about $5 to put together? Put the basket together yourself, save a fortune, and even add a bit more creativity.   You can find baskets (straw usually works best) at any discount store or yard/garage sales. Then, simply line the bottom with a decorative cloth (ie: colored bandana, checked cloth, etc...), organize the appropriate items and trim/wrap with holiday decorations.   You can find all types of holiday arts & crafts ideas in books at your local library or on the Internet. The possibilities are endless. Here are a few basket ideas to get you started:   Coffee Lovers Basket Assortment of coffees, mugs, stirrers, creme assortments, Sunday comics   Cookie Basket Homemade cookie variety, chocolate/fudge toppings, funny napkins, cocoa mixes   Traditional Jelly Basket Small jars of homemade jelly, muffin/cornbread mix, spatula, butter & knife   Sweet Tooth Basket Brownies, cookies, small jars of candy, cocoa mix, peanut brittle, chocolates   Pasta Lovers Basket Jars of various pastas and sauces, Parmesan cheese, pasta ladle, strainer   Fire Starter Basket Pinecones, long stick matches, starter blocks, candle scents/oils, ash shovel   Brownie/Candy Jars ~~~~~~~~~~~~~~   An attractive gift, perfect for friends, co-workers, and neighbors. A nice large sized jar filled with either brownies or candies. Attach ribbons or bows to the lid and decorate with puffy paint or simply glue colored pasta shells around the jar. Again, be creative.   Homemade Decorative Cookies ~~~~~~~~~~~~~~~~~~~~~~~   Great teacher or babysitter gifts. Buy a cookie cut out pattern, add some colorful icing and a few ribbons with a nice card is a special holiday gift.   Framed Collage ~~~~~~~~~~~~   Perfect for any occasion, great for friends or loved ones. Gather pictures of the person you're making the collage for. Look for pictures of various places you've both been and fun times you've shared. Once you have your pictures, cut and organize them to make an attractive display. Glue them in place, decorate the frame and you have a gift that's a lasting memory. How can you put a price on that?   Homemade Ornaments ~~~~~~~~~~~~~~~~~   Get a recipe for a hardening clay from any holiday crafts book. A childs' foot or hand imprint creatively decorated make excellent gifts for grandparents or relatives. This is something special that you can only give once. Your kids will quickly grow up.   Family/Children Portraits ~~~~~~~~~~~~~~~~~~   An 8X10 of the family/kids is a perfect gift for grandparents or distant relatives you might not get to see very often. You can even make a holiday frame for it. Look for low prices at JC Pennys or Sears.   Magazine Subscription ~~~~~~~~~~~~~~~~~   Who doesn't like to read magazines? Reasonably priced, magazine subscriptions make excellent gifts. Find out what magazines or interests they have and then every time your friend receives another issue, they'll think of you.   TIS THE SEASON . . . . KEEP THIS IN MIND ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~   All too often, the holidays seem to come and go in a flicker of an eye leaving us wondering if we even had a celebration at all. Take the time to visit with others whom you do not get to see very often. Spend time with the elderly in your family. Start a 'tradition' within your family that everyone, including the kids, can participate in. These will be your cherished memories of the loved ones in your life that no gift can ever replace.   ======================================= #2 MONTHLY SERIES - "Eight Steps To Tackle The Money-Saving Process" Part 7: The Three R's - Review, Revise, Retry =======================================   Anyone who has tasted success, has in some way or another taken into account the "three R's" - Review, Revise, Retry.   How do I know this? Reason being, nobody is perfect, so no one will be able to do a perfect, flawless job on the first attempt in anything whether it's for work or pleasure. This is nothing to be ashamed of, it's just a fact. We as humans have flaws and are imperfect. But our determination, creativity, and willingness to adapt, allow us to achieve the things we set our minds on.   What will determine your success in this budgeting/money saving journey will be directly related to the three R's: Review, Revise, Retry.   Purpose of Reviewing ~~~~~~~~~~~~~~~   Once you have designed and implemented your money-saving agenda for a couple weeks, take a moment to reflect on your progress. Ask yourself these questions: What seems to be working best right now? Is there something I know is definitely NOT working? What was the most positive result from my efforts? Do I have new ideas I'd like to incorporate into my plan?   The purpose of this reflection process is to analyze your efforts to date, and decide what has been positive, and what may need revision. You will then be able to continue doing what works, and at the same time get rid of the techniques that are not working.   It is imperative that you reflect on your progress to find what is working for you, and not waste precious time on ineffective, useless practices.   Purpose of Revising ~~~~~~~~~~~~~~   Once you have reviewed your progress, you may have a few ideas you would like to revise or start using. You may find that some techniques simply need to be adjusted so that they become more effective for you.   The revision process allows you to take mediocre techniques and turn them into effective money-saving methods.   This could be comparable to a writer who has just finished the first draft of a new book. This author is not about to ask a publisher to put this book "on the shelves" in stores. It has to be revised, edited, proofed, re-written, and finalized, in order to get the book as solid as possible.   Same thing goes for the money-saving process. You'll want to revise your plan discarding ineffective ideas, and altering semi-effective techniques in hopes of improving their results.   Purpose of Retrying ~~~~~~~~~~~~~~   Now that you have reviewed and revised your agenda and have a few different ideas you want to try out, it is now time to put those ideas into effect, hence the title RETRY. It is now time to retry your efforts and see if these changes make any difference and improve your situation.   You should be able to tell rather quickly if your revisions are helpful.   Conclusion ~~~~~~~~   Keep in mind that these money saving exercises are ALL new to you. Budgeting, saving money, lowering bills, nothing will be perfect the first time, so don't expect it to be.   Do you think Thomas Edison invented the light bulb on his first attempt? Of course not! There were dozens of failed attempts, but this learning process gave way to his success. He revised his methods and adapted to the new found ideas and information. He was also not afraid to change his theory and models to make way for new beliefs and opportunities. Same goes for you.   Don't be afraid to make mistakes or be unsuccessful with certain money saving techniques. It's OK. It will happen. Point is, it's important to Review Revise, and Retry whenever necessary. If something does not work, make the necessary revisions and try it again. This process is expected and it is a sign of someone striving for success.   Next Issue - Part 8: Track Your Savings   YOU CAN DOWNLOAD THIS ENTIRE 8 PART SERIES FOR *FREE* AT THE FOLLOWING LOCATION   *** http://www.SavingSecrets.com/8part.html ***   ==================================== #3 ARTICLE - "ESTABLISH MONEY-SAVING GOALS FOR ADDED SUCCESS" by Gregory Thomas of http://www.SavingSecrets.com ====================================   Having something tangible to strive towards can work wonders for your money-saving efforts. To those of you that have already been actively implementing money-saving tips in order to lower your monthly bills, for added inspiration, establish a meaningful goal along with a specific dollar amount.   For those of you just starting your money-saving quest, having a goal to strive towards will help keep you focused whenever you may get a feeling of quitting.   What goal should you decide on? This is a very important question that should be thought about carefully. The answer can only be found in you.   To help come to a decision, make a list of the five most important things you need or would like to have. Keep in mind not to merely dwell on the most popular, innovative contraptions hitting the market these days.   These tangibles will come and go.   A conscientious, thoughtful money-saver is looking at the bigger picture: THE FUTURE. Whether that be college tuition savings for kinds, a new home, retirement planning, travel expenses, etc...   At the same time, there may be some of you simply looking to save more money just to purchase a new entertainment center or a brand spankin' new 61" Plasma television. There's nothing wrong with that! Whatever it takes to help keep you motivated towards your overall agenda. That is the underlying purpose of a money- saving goal.   Once you have decided on a specific goal to strive for, you next need to decide what steps you'll take to work up to that goal. In other words, how are you going to achieve that $5000 savings account? Or how are you going to save $3000 for that Las Vegas trip?   A project outline is necessary to plan your agenda in order to give you a recipe for success. It helps provide you with a step-by-step guide detailing exactly what needs to be done.   Personally, I recommend tackling your agenda a week at a time. Monthly goals are a bit too long and drawn out. Weekly agendas provide you with ample time to complete a task where at the same time it's not too lengthy where you'll lose focus and forget the overall purpose.   In addition to these weekly agendas, it is vital that you track your results in some manner. In the past, I've personally made a giant chart where I could mark my savings on a monthly basis. I even created a colorful, attractive title to label my savings chart. Doing so, inspired me to continue with my efforts in order to achieve my precious goal.   This should get your mind thinking of all the possibilities open to you, and what needs to be done to further your success with saving more of that precious commodity: money.   ----- ©2004 http://www.SavingSecrets.com written by Gregory Thomas (your subscriber information) ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ You're subscribed to our FREE "Money Saving Tips" newsletter as: Name: [name] Email: [email]   PRIVACY STATEMENT Though memory sometimes evades us in the busy of the day, and if you are wondering how you got on our e-mail list, you subscribed at our website http://www.SavingSecrets.com or filled out an Internet request form. We assure you that our e-mail information is kept within a secure system and will NOT be forwarded OR sold to anyone EVER!   We hope you see the value of remaining with us, and in accordance with all Internet regulations should you choose to opt-out, we respect your wishes, and you may do so by following the instructions below:   ** NEW UPDATE: October 28, 2004 ** Due to an overwhelming influx of SPAM, our email must be processed and removal requests automatically transferred to a separate location. Therefore if the word "REMOVE" is not in the subject of your email request, there is a good possibility that your email will be automatically deleted and your removal request never even seen!!   If you want to be removed from this free newsletter list ... Send an email from the address you want removed to:   remove@savingsecrets.com   WITH THE WORD "REMOVE" IN THE SUBJECT HEADING.   That's all you have to do!   CHANGES - Send any name or email address changes to: mailto:change@SavingSecrets.com?Subject=Change or: change@savingsecrets.com   ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ (c)2004 "Money Saving Tips" Newsletter - All rights reserved. Web Site: http://www.SavingSecrets.com   No part of this publication may be reproduced in whole, or in part, without the express written consent of GLG Marketing. Material is for educational purposes only. ---------   --- END SAMPLE NEWSLETTER

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