Save Money On Auto Insurance

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SAVE MONEY ON AUTO INSURANCE

Nowadays, it seems as though there are just as many auto insurance companies as there are gas stations. If you think about it though, this can work wonders for you if you are willing to take the time to do a little 'investigative' work.

Review your auto insurance policy. It can't hurt, and you might find that small changes can save you hundreds of dollars off your insurance ( ie: raising the deductible, drop towing if you have AAA, etc...)

Be a competitive auto insurance shopper! With all the insurance companies and agencies out there, why not call a few up and get a free estimate?

The insurance agent you speak with will ask you for a few bits of information: type of car, year, model, driving experience, tickets on record.

He/she will then ask you for the type of coverage you are interested in, maybe give you a few options and then quote you a price. It's that easy!

Most importantly, be sure to check with the agent to see if you qualify for any insurance 'discounts'. Here are some of the more popular auto insurance discounts that most companies offer:

Accident-Free

After three years without a chargeable accident, policyholders will typically get a 10% break on collision, comprehensive and several other coverages; after six years, the discount rises to 15%.

Multiple Automobiles

Insuring more than one car with the same company can mean a discount of 15% on most coverages.

Short Annual Mileage

If you drive your car less than 7,500 miles a year, you may get about 15% off.

Good student

Discounts are available students who have at least a B average. If the student is off at school more than 100 miles away, ask about an additional discount.

Over Age 50

If you're 50 or older you can usually get a lower insurance rate.

Defensive Driving Course

If you complete a course sponsored by your state, you'll often be eligible for a discount. This discount usually applies only to drivers age 55 and up.

Passive Restraints

If your car has airbags or automatic seatbelts, you may save money off your auto insurance. Antilock brakes will also get you a break at some insurers and in some states.

Antitheft Devices

Depending on your state and the type of device, you could save up to 15% of your comprehensive premium.

This should have given you some ideas and got you thinking about some possible auto insurance saving opportunities.

Look into your current insurance policy. You might find that after only doing a little research, you'll be saving $200-$800 a year. It's well worth an hour or two of your time, don't you think?

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